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In order to borrow money from tribal lenders guaranteed approval you must be employed for a specified period of time with a bi-weekly income of at least $700 after tax deductions. MoneyMutual - Overall Best Bad Credit Loans, Quick Cash Guaranteed Approval 2.Bad Credit Loans - Top Online Payday Lenders Of Emergency Loans For Bad Credit 3.CashUSA.com - Preferred For Money Loans To get Instant Cash Advance 4.PersonalLoans.com - Trustworthy Bad or No Credit Check Personal Loans 5. Guaranteed approval loans can indeed be given out by direct lenders with no credit checks, but there is a catch to this. That includes no credit check loans from direct lenders. 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